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If you haven’t been to the dentist in a while, you may need a deep cleaning, especially if you’re experiencing symptoms of gum disease like bleeding or swollen gums. Also called scaling and root planing, a deep cleaning removes plaque and tartar from below the gumline to help restore your oral health. Without insurance, this procedure often costs between $150 and $350 per quadrant (one of the four sections of your mouth).1 However, your dental cleaning cost with insurance may be significantly lower. Read on to learn how much deep cleaning teeth costs with insurance, and how Aflac’s coverage can help reduce your out-of-pocket expenses.
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When plaque and tartar build up around your tooth roots, it can create pockets for bacteria to grow. Over time, you may develop periodontitis, a common form of gum disease. If left untreated, this condition can damage your gums and increase your risk of tooth loss.3
During a deep cleaning, your dentist removes the plaque and bacteria beneath your gums and smooths the tooth roots so your gums can heal and reattach. Your dentist may recommend this procedure if you have signs of gum disease, such as:4
Addressing gum disease early with a deep cleaning can help protect your teeth, improve your oral health and reduce your risk of needing more complex treatments down the line. In addition to treating periodontitis, a deep cleaning may also help eliminate bad breath.
Without insurance, deep cleanings typically cost between $150 and $350 per quadrant.5 However, the following factors can influence the total cost of your deep cleaning:
Don’t wait until it’s too late. Protect yourself and your family with coverage from Aflac.
Get StartedMany dental insurance plans may help cover deep cleanings if they’re considered medically necessary to treat gum disease. If your plan includes deep cleaning coverage, your insurer may pay up to 80% of the procedure’s total cost. Just keep in mind that you may still need to pay a deductible, copay or coinsurance, depending on your plan.
At Aflac, our network dental insurance can help cover gum disease treatments, along with many other preventive, basic and major services. Additionally, our supplemental dental insurance can provide you with cash benefits to help pay for expenses your primary plan doesn’t cover, such as treatment costs that exceed your main plan’s annual maximum.
The average dental cleaning cost with insurance is much lower than what you would pay out of pocket without insurance. Many plans classify deep cleanings as a basic service and cover up to 80% of the costs.
To see how much dental insurance may help you save on your deep cleaning, just take a look at this example:
As you can see, dental insurance can make deep cleanings much more affordable. Your teeth cleaning cost with insurance will ultimately depend on your plan’s coverage details, deductible and annual maximum.
The cost of a deep cleaning with insurance depends on your plan, but many policies cover 50% to 80% of this procedure. For example, if your deep cleaning costs $300 and your plan covers 80%, you may only pay around $60 out of pocket after meeting your deductible.
Yes, a deep cleaning is typically more expensive than a regular dental cleaning because it targets plaque below the gumline and requires more time, specialized tools and expertise.
Most people only need a deep cleaning once to treat active gum disease.6 After that, your dentist may recommend periodontal maintenance visits every three to four months to help prevent the condition from returning.7
Treating gum disease early can protect your oral health and help you avoid more costly procedures in the future. A deep cleaning is often more affordable when you have dental insurance.
With Aflac's network dental insurance, you may be able to get your dental cleaning at a much lower cost. You can also add our supplemental dental insurance to help cover additional expenses.
Speak with an Aflac agent today to explore your options and get a quote.
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1 WebMD. What Is the Cost of a Deep Teeth Cleaning? Updated on February 28, 2025. https://www.webmd.com/oral-health/what-is-the-cost-deep-teeth-cleaning. Accessed on April 22, 2026.
2 WebMD. What Is the Cost of a Deep Teeth Cleaning? Updated on February 28, 2025. https://www.webmd.com/oral-health/what-is-the-cost-deep-teeth-cleaning. Accessed on April 22, 2026.
3 CDC. About Periodontal (Gum) Disease. Updated on May 15, 2024. https://www.cdc.gov/oral-health/about/gum-periodontal-disease.html. Accessed on April 22, 2026.
4 CDC. About Periodontal (Gum) Disease. Updated on May 15, 2024. https://www.cdc.gov/oral-health/about/gum-periodontal-disease.html. Accessed on April 22, 2026.
5 WebMD. What Is the Cost of a Deep Teeth Cleaning? Updated on February 28, 2025. https://www.webmd.com/oral-health/what-is-the-cost-deep-teeth-cleaning. Accessed on April 22, 2026.
6 Cleveland Clinic. Tooth Scaling and Root Planing. Updated on December 2, 2024. https://my.clevelandclinic.org/health/treatments/23983-tooth-scaling-and-root-planing. Accessed on April 22, 2026.
7 OralB. Periodontal Maintenance: Importance, Procedure, And Benefits. Updated on December 4, 2025. https://oralb.com/en-us/oral-health/conditions/gum-disease/periodontal-maintenance-importance-procedure-benefits. Accessed on April 22, 2026.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.
Aflac coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, Aflac coverage is underwritten by American Family Life Assurance Company of New York.
Dental: In Delaware, Policies A82100R–A82400R. In Idaho, Policies A82100RID–A82400RID. In Oklahoma, Policies A82100ROK–A82400ROK. In Virginia, Policies A82100RVA–A82400RVA.
Dental, Vision, and Hearing coverage is underwritten by Tier One Insurance Company. Tier One Insurance Company is part of the Aflac family of insurers. In California, Tier One Insurance Company does business as Tier One Life Insurance Company (NAIC 92908).
Dental, Vision and Hearing: In Delaware, Policy T80000. In Idaho, Policy T80000ID. In Oklahoma, Policy T80000OK. Dental claims are administered by SKYGEN USA, LLC. Vision claims are administered by EyeMed Vision Care, LLC. Hearing claims are administered by Nations Hearing. NOTICE: The coverage offered is not a qualified health plan (QHP) under the Patient Protection and Affordable Care Act (ACA) and is not required to satisfy essential health benefits mandates of the ACA. The coverage provides limited benefits.
Coverage/plan levels may not be available in all states, including but not limited to NJ, NM, NY, VA or VT. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Policies and riders may also contain a waiting period. Refer to the exact policy and rider forms for benefit details, definitions, limitations and exclusions.
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