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How Much Are Dental X-Rays Without Insurance?

X-rays can help your dentist detect issues that aren’t visible during a visual exam, enabling them to treat minor problems before they become more serious and expensive. But how much are dental X-rays without insurance, and what can you expect to pay with coverage? Without insurance, dental X-ray costs can vary widely depending on the type of imaging and your dentist’s location. Aflac’s dental insurance plans can help cover preventive X-rays and reduce your out-of-pocket costs for additional imaging. Read on to learn how much dental X-rays cost without insurance and how Aflac’s coverage may lower your out-of-pocket costs.

4 min. read

Table of Contents

Key Takeaways

  • Average dental X-ray costs without insurance typically range from $52 to $120, depending on the type you need.1
  • Dental insurance often covers routine dental X-rays in full, since they’re considered an important part of preventive care.
  • Aflac’s dental insurance can help lower the cost of X-rays and many other essential procedures.

Why would you need dental X-rays?

Dental X-rays help your dentist see what’s happening beneath the surface of your teeth and gums. During the process, your dentist directs a small amount of radiation through your mouth, and a sensor or film captures it to create detailed images of your teeth, their roots and surrounding structures.

Dentists can use X-rays to detect the following issues:2

  • Infections
  • Abscesses
  • Cavities
  • Tooth decay
  • Gum disease
  • Bone loss
  • Impacted or developing teeth

X-ray images can reveal early signs of dental problems before they become more serious and expensive to treat. By helping your dentist identify issues early, X-rays can reduce your risk of requiring more complex procedures down the line.

Common types of dental X-rays

Dental X-rays typically fall into two main categories.3

Intraoral X-rays (inside the mouth)

Intraoral X-rays include:

  • Bitewing X-rays, which show small sections of your upper and lower teeth.

  • Periapical X-rays, which capture a full, single tooth from root to crown.

  • Occlusal X-rays, which show the roof or floor of the mouth.

Extraoral X-rays (outside the mouth)

The most common types of extraoral X-rays are:

  • Panoramic X-rays, which rotate around your head to capture your entire mouth in one image.

  • Cephalometric X-rays, which are commonly used in orthodontic planning.

  • Cone beam CT scan, which provide detailed 3D images of your teeth, jaws, joints, nerves and sinuses to support more complex diagnoses and treatment planning.

How much do dental X-rays cost without insurance?

The average dental X-ray cost without insurance can range from $42 to $879, depending on the type you need. Below are average price ranges for various types of dental X-rays:4

  • Bitewing X-rays: $52 to $120
  • Periapical X-rays: $42 to $102
  • Occlusal X-rays: $43 to $103
  • Panoramic X-rays: $57 to $343
  • Cephalometric X-rays: $110 to $274
  • Cone beam CT scan: $361 to $879

What factors affect the cost of dental X-rays?

The type of X-ray you need is just one factor that can influence the total cost. Some other factors include the:

  • Number of images: If you need multiple X-rays, it can increase the total cost.
  • Dentist’s location: X-rays may be more expensive in areas with higher living costs.
  • Insurance coverage: Some dental insurance plans may cover part or all the cost of your X-rays, reducing your out-of-pocket expenses considerably.
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Does dental insurance cover X-rays?

Yes, many dental insurance plans cover routine X-rays. For example, Aflac’s dental insurance plans fully cover preventive X-rays, including bitewing X-rays once per year and full-mouth X-rays every three years.

If you need more imaging, your dental insurance may help cover a portion of the cost if the X-rays are medically necessary.

How much is a dental X-ray with insurance?

Dental X-ray costs with insurance are often much lower than paying out of pocket. As we mentioned, preventive X-rays may be fully covered, while other types may require a small copay or coinsurance. Coverage details vary by plan, so it’s important to review your policy.

Get a quote for Aflac dental insurance

X-rays are a crucial part of your preventive dental care, helping your dentist catch problems early by examining hidden areas of your mouth. Additionally, some X-rays are necessary for more complex procedures, such as dental implants.

Aflac’s dental insurance offers full coverage for your annual preventive X-rays. Our dental plans can also help cover several other preventive, basic and major procedures.

Speak with an agent today to explore your options and get a quote.

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