How Much Does It Cost to Fix a Chipped Tooth Without Insurance?

Chipping your tooth can be a distressing experience. Whether you chip it from biting into something hard, getting injured or grinding your teeth, treating it promptly can help prevent further damage. Repairing a chipped tooth can cost anywhere from $100 to $6,000, depending on your treatment type.¹ Read on to learn how much it costs to fix a chipped tooth without insuranceand how dental insurance can help reduce your costs.

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Key Takeaways

Fixing a chipped tooth can cost anywhere from $100 to $6,000 without insurance, depending on the treatment you need.¹
Some dental insurance plans may help cover the cost of repairing your chipped tooth if the treatment is medically necessary.
Aflac’s network dental insurance may help cover chipped teeth repairs, while our supplemental dental insurance can help cover expenses that aren’t covered by your primary plan.

Treatment options for chipped teeth

Dentists can treat chipped teeth in several ways. Depending on the level of damage, your dentist may recommend:

Dental bonding: Dental bonding uses a tooth-colored composite resin to repair minor chips.
Dental crowns: A dental crown is a cap that covers a damaged tooth to restore its function and structure. Crowns can be made from metal, resin, porcelain or a combination of materials.
Root canal: A root canal may be necessary when the damage reaches the tooth’s inner pulp. This procedure removes infected tissue and preserves the tooth’s structure so your dentist can place a crown on top of it.
Dental veneers: Veneers are thin shells that cover the front of your teeth to improve their appearance and cover more significant chips.
Dental implants: Dental implants are artificial teeth that can replace severely damaged teeth. If your dentist recommends this treatment option, they’ll need to remove your chipped tooth first. This option is typically reserved for cases in which your chipped tooth is beyond repair.

How much to fix a chipped tooth without insurance?

If you don’t have dental insurance, you’ll need to pay for the full cost of repairing your chipped tooth on your own. Depending on the procedure you need, this can be very expensive. Just take a look at the average cost for these chipped tooth treatment options:

Type of procedure	Cost
Dental bonding²	$288 - $915
Dental crown³	$800 - $2,500
Dental veneer⁴	$500 - $2,895
Root canal⁵	$500 - $1,800
Dental implant⁶	$1,646 - $4,175

How much does it cost to fix a chipped tooth with insurance?

Dental insurance can help make your chipped tooth repair a lot more affordable. The cost to fix a chipped tooth with insurance depends on your plan’s coverage, deductible and annual maximum. Many dental insurance plans cover 50% to 80% of medically necessary restorative procedures, such as bonding, crowns or root canals. Remember that dental insurance may not cover your treatment if it’s purely for cosmetic purposes.

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Factors that affect the cost of fixing a chipped tooth

Along with the type of procedure, the following factors can influence the total cost of your chipped tooth repair:

Severity of the chip: Minor chips are typically less expensive to repair than more severe damage.
Tooth location: Front teeth are often easier and less costly to fix, while molars may require stronger materials and more complex treatments.
Materials used: Higher-end materials like porcelain may cost more but can offer greater durability.
Follow-up procedures: If you need additional treatments or follow-up care, it can increase your total cost.
Location: Dentists who operate in higher-cost areas may charge more for their services.
Insurance coverage: Dental insurance coverage can significantly reduce your out-of-pocket costs.

Does insurance cover chipped tooth repairs?

Dental insurance may cover a chipped tooth if the treatment is considered medically necessary. Specific coverage levels vary by plan. If the procedure is purely cosmetic and doesn’t affect your tooth’s function, insurance may not cover it.

Aflac’s network dental insurance plans may help cover chipped teeth, along with the following dental services:

Preventive care, such as routine exams, cleanings and X-rays
Basic services, like fillings and simple extractions
Major procedures, such as crowns, bridges and oral surgery

Aflac also offers supplemental dental insurance that pays cash benefits directly to you (unless otherwise assigned) to help you manage out-of-pocket costs that your primary plan doesn’t cover.

Chipped tooth repair cost FAQs

How much does it cost to fix a chipped tooth without insurance?

Fixing a chipped tooth without insurance can cost anywhere from $100 to $6,000,¹ depending on the severity of the damage and the required treatment.

How much does it cost to fix a chipped tooth with insurance?

Your chipped tooth repair cost with insurance may only be 20% to 50% of what you would pay out of pocket without insurance after you meet your deductible.

Does insurance cover a chipped tooth?

Dental insurance may cover a chipped tooth repair if it’s medically necessary, though it typically won’t cover cosmetic treatments.

Get a quote for Aflac dental insurance

Fixing a chipped tooth can be expensive, especially if you don’t have dental insurance. Fortunately, the right coverage can reduce your out-of-pocket costs considerably.

Aflac offers both network and supplemental dental insurance that may help you manage the cost of your chipped tooth repair, along with many other preventive, basic and major services.

Chat with an agent today to explore your options and get a quote.

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